Sometimes I Don't Believe in Miracles! For folks who I know well this post's title might not sound like something I would write - Even out of character for me. Rest assured, I generally DO believe in miracles but not so much in business. Good people make poor business decisions, end up losing large amounts of money, and alas - no event occurs that miraculously saves their financial hide. I have personally witnessed this on several occasions and it is always sad but not so surprising when someone who is over leveraged ends up losing a Gatlinburg area real estate property in foreclosure. With the market's recent doldrums it has too often been real estate practitioners who have been the ones to lose their homes. My friend Jon Modene is a real estate professional in Perrysburg , OH near Toledo, OH. Like me, he is an endorsed local provider for the Dave Ramsey Organization. This means that we both are against excessive consumer debt - Especially non-producing debt. But it...